Tragedy strikes married couple Paul and Lily, when Lily's father dies. Lily has her father cremated, brings the urn home and now Paul has to come to terms with the death of his father-in-law whom he had despised. The situation gets a bit frayed when the lid to the urn mysteriously disappears, and Paul begins to experience happenings no one else is aware of.

Frank Hopper (Bon Jovi) is a former lawyer, long-term loser and constant dreamer - and frankly, probably just not all that bright. When he receives a credit card in the mail, he believes he's hit the jackpot. It's not long before he's working his way toward financing his dream - an all-woman hockey team. He's also put himself in debt to the tune of more than $300,000. Naturally, he winds up in court when his plan backfires.